CORE Capital Loan Program

Welcome to the City of Sacramento Loan Program website. This program offers loans to Sacramento Verified Equity Applicants who fulfill the program criteria.

5-Step Application Process

In order for Verified Equity Applicants to receive a City of Sacramento Equity loan, applicants much complete the following five steps:

Online Application

Applicants must register for an account and complete the application on this site.

Paper applications will not be accepted.

Application Review

Loan applications will be reviewed by Elevate Impact Staff to ensure that the applicant has met the requirements and submitted the required documents for that Tier.

If the Application is complete, the Applicant will receive an email saying that the application is complete and has been sent to Elevate Impact for review.

Committee Review

A completed Application will be submitted to Elevate Impact for review and scoring according to the Equity Assessment Scorecard.

An Application must receive a minimum score of 60 out of 100 points on the Equity Assessment Score Card.


An Elevate Impact Staff will close the funding as follows:

Send an email to the Applicant and to the City of Sacramento stating that the application has been approved. Meet with the Applicant to review the closing documents. City of Sacramento will email Applicant to e-sign the documents and for payment processing.


Once funds are available, the City of Sacramento contacts the Applicant.

The City will mail check to the Applicant for the for the funding amount.

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