CORE Capital Loan Program

Welcome to the City of Sacramento Loan Program website. This program offers loans to Sacramento Verified Equity Applicants who fulfill the program criteria.

5-Step Application Process

In order for Verified Equity Applicants to receive a City of Sacramento Equity loan, applicants much complete the following five steps:

Online Application

Applicants must register for an account and complete the application on this site.

Paper applications will not be accepted. Applications can be completed online at local public libraries.

Application Review

Grant and loan applications will be reviewed by Elevate Impact Staff to ensure that the applicant has met the Tier requirements and submitted the required documents for that Tier.

If the Application is complete, the Applicant will receive an email saying that the application is complete and has been sent to the Loan/Grant Committee for review.

Committee Review

A completed Loan/Grant Application will be submitted to the Elevate Impact Loan/Grant Committee for review and scoring according to the Equity Assessment Scorecard

An Application must receive a minimum score of 60 out of 100 points on the Equity Assessment Score Card found here.


An Elevate Impact Staff will close the loan or grant as follows:

Send an email to the Applicant and to the City of Sacramento stating that the application has been approved. Meet with the Applicant to review and sign the closing documents. Send signed documents to City of Sacramento for signature and payment processing.


Once funds are available, the City of Sacramento contacts the Applicant.

The Applicant can then pick up their check and a copy of the fully executed Agreement at the Special Activity Permits Office and sign for payment.

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